Money Week: The credit trap
CREDIT HOLE: Rangi Harrison has clawed her way out of debt after taking out a car loan that took seven years to pay off. The family scraped by each week, paying off one small debt while creating another. “I hated always having to try and figure out where I was going to […]
3 Horrifying Moments in Credit History
If you’re struggling with bad credit, the credit system can seem like a towering deck of cards precipitously stacked against you. However, while the consequences for having poor credit are tough today, the truth is that in ages past they were much worse — for everyone. Borrowers were dealt with harshly, and […]
How Can Buying a Car Repair My Credit?
Credit repair can feel like an uphill battle when you’re not sure where to start. Contrary to popular belief, a good place to start is actually with an auto loan. I know what you’re thinking: how do I get approved for an auto loan when my credit is in the toilet? Read […]
5 Ways to Speed Up Debt Payoff
Becoming debt free is an important goal and a tremendous financial milestone. Whether you see the light at the end of the tunnel…or feel like becoming debt free is a little out of reach here are 5 tips you can apply to help you become debt free faster. Read more…
The 5 Worst Things You Can Do That Impact Your Credit Score
If you’re in need of credit repair, it’s something that you have to devote time and energy toward working on. Repairing credit takes commitment and a proper understanding of how credit is configured. And while improving your credit score isn’t something that’s easy or fast to do, harming it is something that […]
Your 10-Step Financial Recovery Plan
Perhaps you’ve filed for bankruptcy, or recently paid off credit card debt (or are trying to do so). Climbing back from the financial bottom is never easy, but the journey is worth the financial freedom at the end of it. Here are 10 steps to making a full financial recovery. Read more…
A Little-Known Credit Card Perk That Can Save You Big
One of the best reasons for paying for a purchase with a credit card instead of a debit card or cash is the power it gives you to dispute charges. If there is a problem with a purchase you’ve charged — you were billed the wrong amount or you didn’t get what […]
3 Easy Financial Resolutions Couples Can Make for the New Year
It’s easier to commit to a New Year’s resolution if you have company—and who better to team up with than your spouse? Like many couples, you may resolve to work together to improve your financial wellness. Just as you’ll have better luck shedding a few pounds if you have support eliminating sugar […]