It’s easier to commit to a New Year’s resolution if you have company—and who better to team up with than your spouse? Like many couples, you may resolve to work together to improve your financial wellness. Just as you’ll have better luck shedding a few pounds if you have support eliminating sugar from your diet, adopting healthier financial habits can be easier if you both commit to the goal.
Getting your financial house in order generally involves these three steps: save more, pay off your debt and plan for the future. The trouble is, many people simply articulate these goals. While listing these resolutions is terrific, it’s just a first step. You need a plan to make each happen. So, how can you become more proactive to ensure your success?