Money Week: The credit trap
CREDIT HOLE: Rangi Harrison has clawed her way out of debt after taking out a car loan that took seven years to pay off. The family scraped by each week, paying off one small debt while creating another. “I hated always having to try and figure out where I was going to […]
3 Horrifying Moments in Credit History
If you’re struggling with bad credit, the credit system can seem like a towering deck of cards precipitously stacked against you. However, while the consequences for having poor credit are tough today, the truth is that in ages past they were much worse — for everyone. Borrowers were dealt with harshly, and […]
Don’t Let Poor Credit Rule Your Life: Great Repair Tips
If you don’t have very good credit, financing your home may not be easy. If possible, apply for an FHA loan; these loans are backed by the United States government. Even when the resources for making down payments or paying closing costs are lacking, FHA loans can help. If your credit card […]
Repair your credit rating with these top 5 tips
If you apply for a loan or credit card, the lender will check your credit score. Here are our top five tips on how to improve your credit rating and make sure you get the cheapest deals possible. 1) Get A Copy Of Your Credit Report 2) Check Your Credit Report For […]
10 Ways You Sabotage Your Finances
In order to know which habits are good ones to take up, let’s take a look at which habits are not. Below are ten ways many people run into trouble with their finances. If you can recognize these pitfalls and create a plan to counteract them, you’ll be on your way toward […]
11 Tips to Rebuild Your Credit
Looking for tips to build your credit? Here’s a slew of them to help you get your credit back on track. Set A Date Night With Your Credit. Don’t Overlook The Obvious. Mark Your Calendar. Watch Out For Credit Report Double Jeopardy. Don’t Be Afraid To Bargain With Debt Collectors. Kiss Your […]
The Three Top Priorities of Credit Repair
Making the decision to repair bad credit can be one of the most challenging yet life-changing decisions you will ever make. After dealing with being turned down for credit and hounded by creditors you can’t pay, learning to use credit wisely will be a new path that offers a breath of […]
What Happens to Your Credit Score When You Dispute Items on Your Credit Report?
The dispute process is free and normally takes less than a month. There is some confusion, however, about the impact of a credit dispute on your credit scores. When you file a dispute with the credit reporting agencies they are required by the Fair Credit Reporting Act to show the item as […]