Can I Get a Loan if My Credit is REALLY Bad?

Can I Get a Loan if My Credit is REALLY Bad?

      Probably the first and most important thing to do when trying to get a loan with a less-than-desirable credit score is to stop beating yourself up about whatever that score is. Many, many people have faced financial hardships, especially since the onset of the recession in 2008. So whatever your financial circumstances […]

Are Credit Union Personal Loans Better than Bank Loans?

Are Credit Union Personal Loans Better than Bank Loans?

      Banks have hard limits and rules in place, and it’s very unlikely that they will take their time to understand your particular situation and make an exception for your case – even when there are reasonable grounds for an exception. Credit unions, on the other hand, have a more flexible approach to […]

Why does everyone else get a better loan rates?

Why does everyone else get a better loan rates?

            Almost everybody you know has debt, it’s quite impossible to live a modern life without credit cards, loans, mortgages, and so on. And, when you discuss your debts with your friends or co-workers, it may appear that everybody else got better deals and lower rates than you. First of […]