New Credit Card Rewards Program Pays Off Your Other Debts
When many of us think of credit card rewards programs, we think of earning cash back, or building up miles that can be used for travel. But what if your credit card rewards went toward paying off some of your other debts? What if you could earn credit card rewards that would […]
Social Security and Credit Repair When Your Number is Compromised
Your Social Security Number (SSN) is the key that unlocks everything about you, including your bank accounts, consumer cards, and credit file. Protecting your SSN is perhaps the most important step in keeping your financial life private and secure. So, what happens when your Social Security card is lost or stolen? If […]
Can I Get a Loan if My Credit is REALLY Bad?
Probably the first and most important thing to do when trying to get a loan with a less-than-desirable credit score is to stop beating yourself up about whatever that score is. Many, many people have faced financial hardships, especially since the onset of the recession in 2008. So whatever your financial circumstances […]
5 Ways to Ease Your Money Stress
Learning how to ease your money stress may not be easy, but developing this ability can not only make you happier, but more financially secure. When you can see your financial situation in a clear light, your decisions become much easier. Here are a few ways to help alleviate your money woes. […]
11 Tips to Rebuild Your Credit
Looking for tips to build your credit? Here’s a slew of them to help you get your credit back on track. Set A Date Night With Your Credit. Don’t Overlook The Obvious. Mark Your Calendar. Watch Out For Credit Report Double Jeopardy. Don’t Be Afraid To Bargain With Debt Collectors. Kiss Your […]
Do You Need Credit Repair?
Disputing an item on your credit report can sometimes be a lengthy process depending on the type of item you are disputing. For instance, if you are just disputing an incorrect address or spelling of a name then the process can be simple, but for those disputes that involve charges you were […]
New Employment and Credit Repair: How to Do It Right
If you are a newly-minted full-timer, you’ll likely enjoy some much-needed perks including health insurance and flexible spending accounts. Be sure to visit your new company’s HR department during your first month on the job. A full-time salary isn’t the only way to focus on your credit repair goals. Job perks can […]
Easy Credit Repair Tips That Anyone Can Use
If you need a credit card to aid in fixing your credit but you cannot obtain one due to the state of your credit, applying for a secured credit card is an option. When you open a secured credit card account, you place money on deposit to cover any charges you […]