CREDIT HOLE: Rangi Harrison has clawed her way out of debt after taking out a car loan that took seven years to pay off. The family scraped by each week, paying off one small debt while creating another. “I hated always having to try and figure out where I was going to […]
If you’re struggling with bad credit, the credit system can seem like a towering deck of cards precipitously stacked against you. However, while the consequences for having poor credit are tough today, the truth is that in ages past they were much worse — for everyone. Borrowers were dealt with harshly, and […]
Becoming debt free is an important goal and a tremendous financial milestone. Whether you see the light at the end of the tunnel…or feel like becoming debt free is a little out of reach here are 5 tips you can apply to help you become debt free faster. Read more…
If you’re in need of credit repair, it’s something that you have to devote time and energy toward working on. Repairing credit takes commitment and a proper understanding of how credit is configured. And while improving your credit score isn’t something that’s easy or fast to do, harming it is something that […]
Perhaps you’ve filed for bankruptcy, or recently paid off credit card debt (or are trying to do so). Climbing back from the financial bottom is never easy, but the journey is worth the financial freedom at the end of it. Here are 10 steps to making a full financial recovery. Read more…
One of the best reasons for paying for a purchase with a credit card instead of a debit card or cash is the power it gives you to dispute charges. If there is a problem with a purchase you’ve charged — you were billed the wrong amount or you didn’t get what […]
It’s easier to commit to a New Year’s resolution if you have company—and who better to team up with than your spouse? Like many couples, you may resolve to work together to improve your financial wellness. Just as you’ll have better luck shedding a few pounds if you have support eliminating sugar […]