I received a notice that a collector was seeking a judgement but have misplaced the notice and have no way to communicate with the collector. How can I find out before it’s too late? — Dan The quickest and easiest way to find the contact information for the collector is to order […]
Making the decision to repair bad credit can be one of the most challenging yet life-changing decisions you will ever make. After dealing with being turned down for credit and hounded by creditors you can’t pay, learning to use credit wisely will be a new path that offers a breath of […]
Most people never realise just how important their credit score and credit rating is until it has been adversely affected in some way. This typically occurs due to either being late for credit payments or missing them altogether. Unfortunately, having a low or bad credit score will influence your ability to get […]
Here are the top 10 credit score fictions on which you need the facts… 1. More Money Earned Means Higher Credit Scores 2.Once You’ve Settled A Debt It Drops Off Your Credit Report 3. Credit Bureaus Are Accurate All The Time 4. Cash-Only Policies Will help your Credit Score 5. Credit Reports And Credit […]
If you see a sign that says something like, “Credit Repair: 1-800-XXX-XXXX,” rest assured that it’s a scam. No one can repair your credit for a fee. No one can repair your credit, period. Only you can repair your credit through discipline and through direct contact with your creditors and the three […]
The high cost of healthcare and the risk of taking on too much debt is causing many people to avoid seeking even routine care in an effort to save money. Consumers with credit card and medical debt are far less likely to seek medical attention for situations that can sometimes be quite […]
The dispute process is free and normally takes less than a month. There is some confusion, however, about the impact of a credit dispute on your credit scores. When you file a dispute with the credit reporting agencies they are required by the Fair Credit Reporting Act to show the item as […]
According to the Federal Trade Commission (FTC), there are actually a number of steps that can be taken to minimize the risk of having someone steal their identity: 1. Protect Your Social Security Number 2. Be Careful With Your Trash And Mail 3. Be Cautious When Using The Internet 4. Use Strong […]