What You Need to Know About Tax-Related Identity Theft
Q: Why should I care about tax-related identity theft? I’m not a victim. A: Tax-related identity theft is a growing problem that affects everyone — taxpayers, the U.S. government and, of course, victims themselves. The number of known incidents has increased more than twelvefold since 2008, according to a recent study […]
Are Credit Union Personal Loans Better than Bank Loans?
Banks have hard limits and rules in place, and it’s very unlikely that they will take their time to understand your particular situation and make an exception for your case – even when there are reasonable grounds for an exception. Credit unions, on the other hand, have a more flexible approach to […]
Why does everyone else get a better loan rates?
Almost everybody you know has debt, it’s quite impossible to live a modern life without credit cards, loans, mortgages, and so on. And, when you discuss your debts with your friends or co-workers, it may appear that everybody else got better deals and lower rates than you. First of […]
How a Support System Can Help You Get Out of Debt Faster
Nearly everyone has debt. Between credit cards, car loans, student loans and mortgages, living a debt-free lifestyle is not an easy thing to accomplish. Add lifestyle inflation and the temptation to keep up with the Joneses and it just got harder. Why am I bringing this up? Because it’s proof that […]
The Only Money Calendar You Need
You can simply set calendar reminders for yourself, and start thinking about your “financial calendar” the way you do your social calendar. You’d never neglect to send your mom a birthday card after jotting it down on your calendar—so treat important tasks like saving for retirement, preparing for taxes and donating […]
5 Credit Myths to Ditch
When one year ends and another begins, it’s hard not to look ahead and strive to do better. And when it comes to credit, we’re definitely creatures of habit. We resolve to spend less, but open store credit cards anyway. We vow to pay off debt, but only put down the […]
Are you Repairing Your Credit the Wrong Way?
Consumers with poor credit should realize that there are no shortcuts on the road to repairing their credit because fraudsters are out there ready to take their money if they think there is If it sounds too good to be true Car buyers that are facing credit issues often ask us if there is a […]
5 Things to Do Immediately If Your Identity Is Stolen
There are several things you should do if your identity is stolen but here are the very first five actions to take as soon as you discover that you are a victim: That could include loans, credit cards, utilities, bank accounts, etc. In some cases, you might be responsible for some of […]