The 3 Biggest Credit Repair Scams Today and How to Avoid Them
One of the biggest credit repair scams going is credit repair services offering to do things for you that you can do easily on your own. “Disputing charges, requesting an investigation or removing inaccurate or incomplete information is something anyone can do. You don’t need a credit repair service.” Before you sign […]
10 Surefire Steps to Get Errors Off Your Credit Reports
If you’ve already spent the past several months — or even years — trying to scrub errors from your credit reports, it may feel like you have no choice but to live with the inaccurate marks. “Because the bureaus spend so little time on investigating errors and usually take the word of […]
Emergency Fund 101: How to Start Saving for a Rainy Day
A solid emergency fund is perhaps one of the most important tools in developing and sustaining financial security. Most financial experts recommend having between three to six months of living expenses socked away because no matter how well things are going, bad things will happen from time to time. It doesn’t matter […]
5 Real Estate Resolutions
Whether you plan to buy or sell, there are some real estate resolutions that buyers and sellers can — and should — make. Here are five to get you started. Planning a home purchase takes time and effort, so you should consider meeting with a mortgage professional early in the year. Know your credit […]
5 Reasons to Start Your New Year’s Financial Plan with a Credit Report
90% of financial problems come from bad money behavior, not necessarily a lack of money. If you’re building a financial plan review your credit report for the good, the bad, and the ugly. Are you making a habit of being a few days late? Are you playing credit card roulette with balance […]
7 Tips to Protect Your Credit during the Holidays
With the holidays just around the corner, there’s no time like the present to get smart about your credit. Give yourself the gift of good credit by making intelligent decisions this holiday season. After all, good credit is the gift that keeps on giving. 1. Check Your Credit Before the Holidays A […]
7 Staggering Stats About Credit Reports
When a consumer submits a dispute to the credit bureaus, which happens ~8 million times each year, the credit bureaus are able to resolve 15% of them without involving the furnishing party (normally a lender or collection agency). That means 85% of the time when you dispute an item with a credit […]
Four Steps to Prepare For Savings
There are many people that just start spending money from payday, and they only start looking at their bills when the money is gone; this is less than ideal and leaves you open to getting caught short by an unexpected bill. There’s a more sensible approach you can take here […]