It’s that time again. A new school year is rapidly approaching, which means it’s time for some back-to-school shopping. During a recent conversation with a mother-of-three, I was shocked to find that she’ll need to shell out at least $275.00 to cover all her kids required expenses—not including new clothes. While your kids’ school list may be a little kinder, the expense is still likely to affect your budget. If you are working on credit repair, it could also dampen your goals related to debt reduction and savings. Lessen the strain by keeping the tips below in mind. Don’t let the classroom bell signal the end of your credit repair motivation.