With the holidays just around the corner, there’s no time like the present to get smart about your credit. Give yourself the gift of good credit by making intelligent decisions this holiday season. After all, good credit is the gift that keeps on giving.
1. Check Your Credit Before the Holidays
A single error on your credit report can take a major toll on your credit score. And the last thing any of us want is to be declined at the register when trying to purchase gifts on a credit card. Before you start shopping, check your credit report to make sure there are no errors. If you spot something that’s wrong, dispute it with the credit bureaus to correct it.