Having good credit is critical when you borrow money, rent a place to live, buy car insurance — sometimes even apply for a job. So when you see ads baiting you with a quick “credit repair” fix, it can be hard not to bite. Maybe that’s why a Bing search for credit repair returns more than 40 million entries.
The logic behind paying for credit repair seems sound: If your car, refrigerator or practically anything else breaks, you have a professional fix it. Shouldn’t the same logic apply to repairing your credit?