10 Surefire Steps to Get Errors Off Your Credit Reports





If you’ve already spent the past several months — or even years — trying to scrub errors from your credit reports, it may feel like you have no choice but to live with the inaccurate marks.

“Because the bureaus spend so little time on investigating errors and usually take the word of the furnisher over the consumer, consumers often need to dispute multiple times, spend countless hours trying to fix mistakes and eventually often have to get legal counsel to get the problems fixed,” says DeVonna Joy, an attorney at the Consumer Justice Law Center in Big Bend, Wis.

But before you threaten legal action, here are 10 steps you can take to make sure you submit a dispute that has the best possible chance of getting an error erased.

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