Do You Need Credit Repair?
Disputing an item on your credit report can sometimes be a lengthy process depending on the type of item you are disputing. For instance, if you are just disputing an incorrect address or spelling of a name then the process can be simple, but for those disputes that involve charges you were […]
How Can I get My Credit Report Repaired?
Bad credit reports can’t be repaired period. If there is negative information in your credit report that’s accurate, it cannot be removed and will stay there for seven years. Read the fine print in the ads for ethical credit repair companies and you’ll probably see that this is true. For example, if […]
10 Surefire Steps to Get Errors Off Your Credit Reports
If you’ve already spent the past several months — or even years — trying to scrub errors from your credit reports, it may feel like you have no choice but to live with the inaccurate marks. “Because the bureaus spend so little time on investigating errors and usually take the word of […]
5 Reasons to Start Your New Year’s Financial Plan with a Credit Report
90% of financial problems come from bad money behavior, not necessarily a lack of money. If you’re building a financial plan review your credit report for the good, the bad, and the ugly. Are you making a habit of being a few days late? Are you playing credit card roulette with balance […]
7 Staggering Stats About Credit Reports
When a consumer submits a dispute to the credit bureaus, which happens ~8 million times each year, the credit bureaus are able to resolve 15% of them without involving the furnishing party (normally a lender or collection agency). That means 85% of the time when you dispute an item with a credit […]