The 10 Plagues of Bad Credit

The 10 Plagues of Bad Credit

      You may not even realize the impact bad credit has on your life, but if you take a close look, you’ll see that it is likely costing you money, time and even relationships. In the Old Testament, the people of Egypt suffered 10 plagues because Pharaoh wouldn’t allow Moses to lead his […]

The Step-by-Step Solution to Erase Your Debt

The Step-by-Step Solution to Erase Your Debt

        Everyone knows how to solve debt and credit problems — make more and spend less. However, knowing what to do is one thing; actually getting it done is another matter. If you are in debt, then those results prove that something is standing between you and the solution you already fully […]

How Can I get My Credit Report Repaired?

How Can I get My Credit Report Repaired?

      Bad credit reports can’t be repaired period. If there is negative information in your credit report that’s accurate, it cannot be removed and will stay there for seven years. Read the fine print in the ads for ethical credit repair companies and you’ll probably see that this is true. For example, if […]

Don’t fall for credit repair offers

Don’t fall for credit repair offers

          Having good credit is critical when you borrow money, rent a place to live, buy car insurance — sometimes even apply for a job. So when you see ads baiting you with a quick “credit repair” fix, it can be hard not to bite. Maybe that’s why a Bing search for credit […]

How to Improve Your Credit Score in 5 Simple Steps

How to Improve Your Credit Score in 5 Simple Steps

      If someone offered you free coupons for all the biggest purchases you’ll make in your life, saving you loads of cash, would you take it? Of course you would. Why then, do so many Americans neglect their credit score? Having a good credit score is like having the world’s best coupon book […]

5 Bankruptcy Myths Debunked

5 Bankruptcy Myths Debunked

        Myth #1: Having no negative information on your credit report prior to bankruptcy leads to a higher post-bankruptcy credit score than if your report contained derogatory information prior to the filing. Fact #1: While intuitively this logic might make sense — better credit management prior to the bankruptcy means lower future […]

Quick Fixes for Your Credit Score

Quick Fixes for Your Credit Score

    Your credit health is kind of like your physical health–there’s no fast lane to a perfect credit score or perfect health; it’s a long-term journey. But just as you can make healthy diet and exercise choices today, you can do the same for your credit. Here are a few things you can try […]

Oops! How to Recover From a Financial Resolution Slip-up

Oops! How to Recover From a Financial Resolution Slip-up

      “Giving up smoking is the easiest thing in the world. I know because I’ve done it thousands of times,” Mark Twain famously said. In the same way, many of us resolve over and over to spend less, save more, reduce debt and otherwise clean up our personal financial acts, only to find […]